Five years of COVID-era relief for federally-insured mortgages has helped millions of American homeowners retain their properties, while artificially inflating home prices and leading to the potential ...

There are now 2,000 home-buying assistance programs across the U.S.

‘Extend and pretend’ The COVID relief program allows FHA to make payments, called partial claims,(‘partial’ because the payment is not covering the entire debt) on behalf of delinquent borrowers, and ...

Down payment assistance programs remain underutilized, despite high eligibility among government borrowers Down payment assistance (DPA) is an important tool for helping to qualify borrowers who ...

A typical 20% down payment on a home in a U.S. metropolitan area costs $80,250, based on the median price of a single-family home of $402,600 in the second quarter of 2023. However, for many ...