Q: Do people still install kill switches on their cars? We will be traveling to many places and will likely log 3,000 to 4,000 miles. Our drive will take us through many states and will have many ...

About a decade ago, when Erin Hayes was in her late teens, she bought a used car with a subprime loan from one of those “buy here, pay here” car lots close to her home near Raleigh, North Carolina.