EPF vs PPF: Key differences, rules, tax benefits and returns explained

EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both ...

PPF rules explained: Why your investment may stay locked in for more than 15 years

The Public Provident Fund (PPF) has a 15-year lock-in period, starting from the end of the financial year in which the first deposit is made. However, investors may face a longer lock-in period, ...
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PPF withdrawal rules explained: How you can withdraw money even during the lock-in period

PPF Withdrawal Guide: Ways to Access Money Before the 15-Year Lock-in Period The Public Provident Fund (PPF) is widely considered one of the safest long-term investment options in India. It is backed ...

PPF for children decoded: Limits, tax breaks, and withdrawal rules

A child’s Public Provident Fund (PPF) account comes with strict contribution caps, a long lock-in, and tax-free returns but missteps on limits and withdrawals can dilute its benefits.