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Automatic Premium Loan Explained — The Provision That Saves Your Policy From Lapsing
Automatic premium loan exam practice question — do you know how APL uses your cash value to keep coverage active when you miss a payment? 📚 APL automatically borrows from your cash value to cover an unpaid premium — preventing the policy from lapsing. Sounds great until the loan plus interest starts compounding and eats into your death ...
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